Privacy Policy

This Privacy Policy applies to information collected through:

• The Reach Trade website
• The Reach Trade waitlist
• Account application and onboarding flows
• Communications with us
• Product research, surveys, and feedback
• Web, mobile, API, and platform services
• Any future Reach Trade investing, advisory, developer, or related services

If you open an account through a third-party brokerage, custody, payment, identity verification, advisory, or market access partner, additional privacy notices, account agreements, and partner policies may apply.

We may collect the following categories of personal information.

Information you provide

This may include:

• Name
• Email address
• Phone number
• Country of residence
• Citizenship or nationality, where required
• Date of birth
• Mailing address
• Government identification information
• Tax identification information
• Employment information
• Source of funds or wealth information
• Financial profile information
• Investment goals
• Risk tolerance
• Time horizon
• Liquidity needs
• Market or country interests
• Waitlist preferences
• Developer, API, or MCP access interest
• Communications with our team
• Feedback, survey responses, and support requests

Information collected during onboarding

If you apply for account access, we or our regulated partners may collect information needed for identity verification, suitability, KYC, AML, sanctions screening, fraud prevention, account approval, tax reporting, and regulatory compliance.

This may include identity documents, biometric checks, proof of address, bank or payment information, investment profile information, and other information required by law or partner procedures.

Information collected automatically

When you use our website or services, we may collect:

• IP address
• Device type
• Browser type
• Operating system
• Referring pages
• Pages visited
• Time spent on pages
• Clicks and interactions
• Approximate location
• Cookies and similar tracking data
• Session information
• Error logs
• Product usage data

We use this information to operate, secure, improve, and measure our services.

Information from third parties

We may receive information from:

• Identity verification providers
• KYC/KYB providers
• Brokerage, custody, clearing, settlement, FX, and market access partners
• Payment providers
• Analytics providers
• Marketing and attribution tools
• Fraud prevention vendors
• Public databases
• Regulatory and sanctions databases
• Referral partners
• Financial institutions
• Enterprise or platform partners

We may use personal information to:

• Operate Reach Trade
• Manage the waitlist
• Determine eligibility for supported markets or services
• Verify identity
• Conduct KYC, AML, sanctions, fraud, and compliance checks
• Process account applications
• Provide investment advisory services where applicable
• Support brokerage, custody, execution, settlement, FX, and local market access through regulated partners where available
• Build and maintain investor profiles
• Provide educational content and product updates
• Respond to inquiries and support requests
• Improve website and product experience
• Analyze product usage
• Develop new services and features
• Send administrative, security, legal, and account notices
• Send marketing communications, where permitted
• Measure campaign and referral performance
• Protect our rights, users, systems, and business
• Comply with laws, regulations, subpoenas, legal processes, and regulatory requests

Reach Trade may use proprietary algorithms, automation, and AI-supported technology in connection with investor profile analysis, portfolio-related education, and platform features. Where investment advisory services are made available, an advisory partner may also use AI-supported technology in connection with investment recommendations, as described in that partner’s required regulatory filings.

Outputs may depend on information you provide and may be affected by incomplete, inaccurate, or outdated information. We may use user interactions, feedback, and platform activity to improve our systems, subject to applicable law and confidentiality obligations.

We do not use AI to avoid legal, regulatory, suitability, or compliance obligations.

We may share personal information with:

Affiliates

We may share information among Reach Trade and its affiliated entities for business, operational, compliance, product, and service purposes.

Regulated partners

We may share information with brokerage, custody, clearing, settlement, FX, payment, identity verification, KYC, AML, and local market access partners as needed to provide or support services.

Service providers

We may share information with vendors that provide hosting, analytics, communications, customer support, compliance tooling, security, fraud prevention, marketing, payments, and other operational services.

Enterprise or referral partners

If you access Reach Trade through a partner, referral source, financial institution, employer, platform, or community partner, we may share limited information necessary to operate the relationship, measure referrals, provide support, or comply with applicable agreements and laws.

Legal and regulatory purposes

We may disclose information when we believe disclosure is necessary to comply with law, regulation, subpoena, court order, regulatory request, legal process, sanctions screening, fraud prevention, or to protect our rights, users, systems, or business.

Business transfers

If we are involved in a merger, acquisition, financing, restructuring, bankruptcy, sale of assets, or similar transaction, personal information may be transferred as part of that transaction, subject to applicable law.

Aggregated or de-identified information

We may use and share aggregated, anonymized, or de-identified information that does not reasonably identify you.

We may use cookies, pixels, SDKs, and similar technologies to:

• Keep the website working
• Remember preferences
• Measure website performance
• Understand usage
• Improve product experience
• Attribute signups and referrals
• Measure marketing campaigns
• Detect fraud or abuse

You can control cookies through your browser settings. Some features may not work properly if cookies are disabled.

We may send you product updates, waitlist updates, educational content, invitations, and marketing messages.

You may opt out of marketing emails by using the unsubscribe link in the email or contacting us. Even if you opt out of marketing, we may still send administrative, legal, transactional, account, or security messages.

If you provide a phone number, you may consent to receive SMS or text messages from us. Message and data rates may apply. You may opt out by replying STOP, where applicable.

We use administrative, technical, and physical safeguards designed to protect personal information.

No system is completely secure. We cannot guarantee that unauthorized access, loss, misuse, or disclosure will never occur.

You are responsible for protecting your login credentials, devices, and account access.

We retain personal information for as long as reasonably necessary to:

• Provide services
• Maintain the waitlist
• Operate our business
• Comply with legal and regulatory obligations
• Resolve disputes
• Maintain records
• Enforce agreements
• Prevent fraud
• Support audits and regulatory reviews

Financial, advisory, compliance, and account-related records may be retained for periods required by law or regulation.

Depending on your location and applicable law, you may have rights to:

• Access certain personal information
• Correct certain personal information
• Delete certain personal information
• Opt out of certain marketing
• Limit certain uses of sensitive information
• Request information about how we collect, use, and disclose personal information

Some rights may be limited by legal, regulatory, security, fraud prevention, or financial services recordkeeping obligations.

To make a request, contact us at hello@reach.trade.

If you are a California resident, California law may provide additional rights regarding personal information.

We may collect the following categories of personal information:

• Identifiers
• Contact information
• Government identification information
• Financial information
• Internet or network activity
• Geolocation information
• Professional or employment information
• Inferences about preferences or interests
• Sensitive personal information, where required for identity verification, account opening, compliance, or financial services

We use this information for the purposes described in this Privacy Policy.

We do not sell personal information for money. We may use cookies or analytics tools that could be considered “sharing” under certain privacy laws. Where required, we will provide available opt-out mechanisms.

Certain nonpublic personal information collected in connection with financial services may be subject to federal financial privacy laws and may be exempt from some state privacy rights.

Reach Trade may be accessed by users outside the United States. If you provide information to us, your information may be transferred to, stored in, or processed in the United States or other jurisdictions.

Privacy laws in those jurisdictions may differ from the laws where you live.

Reach Trade is available only to eligible users in supported jurisdictions.

Reach Trade is not intended for children under 18. We do not knowingly collect personal information from children under 18.

Our website or services may link to third-party websites, tools, brokers, custodians, payment providers, identity verification providers, analytics providers, or other partners.

We are not responsible for the privacy practices of third parties. You should review their privacy policies and terms.

We may update this Privacy Policy from time to time. When we do, we will update the effective date.

Your continued use of Reach Trade after an updated Privacy Policy is posted means you acknowledge the updated policy.